Are you unemployed? Were you laid off in the past 18 months due to the recession? First of all, know you are not alone.
There are actually self-help and support groups for the unemployed because it has affected so many people recently.
Immediately reduce your monthly expenses. Stop buying Starbucks in fact stop buying anything name brand and immediately start purchasing the generic brands of everything at the store.
Do you really need cable? Do you really need to drive to all those places today or can they wait and can you combine your errands someday, using less gas.
Although it is not glamorous and it may be hard for some peopleâ€™s pride but waiting tables is one sure way to make cash instantly and usually you will have no problem to find a place and pick up a few shifts.
Plan your meals out for a week ahead of time. By planning meals you are less likely to binge or eat unnecessarily. If you know you need that bread for sandwiches for Thursday lunch you will not snack on toast for a late-night snack tonight.